4 South Washington St

PO Box 900

Oxford, NY 13830

800 721-1111

We have found special insurance packages for qualifying Contractors.  Even if you have incidental snow plowing in some cases. Why not call us and see if you qualify and if we can save you money?  All estimates will be based on the information you give us.  Applications will be subject to final underwriting approval and acceptable payment made.

Contractor Insurnace

Please contact us for these types of contractor insurance:

Air Conditioning/Heating Systems Work

Appliance and Accessories (Installation and Service)

Building and Premises Operations

Cabinet Makers and  Installers

Carpentry (excluding roofing)

Carpentry (must be in business and insured for 3 years)

Carpet - Linoleum Installation

Carpet Cleaning

Cement/Concrete Finishing and Surfacing

Cleaning Services

Concrete Construction

Door and Window Erection

Driveway, Sidewalk or Parking Area Paving or Repaving

Drywall Installation

Electrical Household Appliance Installation/Repair

Electrical Wiring

Gas Household Appliance Installation/Repair

Glaziers

House Furnishings

Insulation Work

Interior Decoration

Janitor and Cleaning Services (Owners only operations)

Lawn Sprinkler Installation

Locksmith

Masonry Work

Musical Instrument Repair

Mobil Home Parks Rentals (more than 1 month)

Office Furniture and Fixture Installation/Repair

Office Machine Installation and Repair

Overhead Garage Door Installation

Painting and Paperhanging (interior)

Painting (exterior excluding spraying)

Photographers

Plaster/Stucco

Plumbing

Remodelers  

Siding

Tile, Stone, Terrazzo Work

Window Cleaning (height limitations)


We are knowledgeable of many company's requirements that use contract installers for their Installed Sales Departments.  So if you are a contractor working with Lowe's, Home Depot, Sears or a local business we are glad to work with the retailer you are sub-contracting with to build an acceptable Commercial Auto and Commercial General Liability Package.

The longer you have been in insured in business the better chance we have of building you a great package. 


All prices, programs, features, underwriting, offers, representations and companies shown in this site are subject to change without notice.  We may add or discontinue a company or program or an insurer may change underwriting criteria or product line availability without notice to us.  With the insurance industry constantly changing we may not be able to keep the site up with the latest information.  For the up to date info please contact us.  All insurance applications are always subject to current underwriting rules, acceptance of the insurer and adequate premium paid.

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