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Commercial Auto Why?

Contractors

Many contractors now subcontract with Lowes, Home Depot, Sears and others. These companies require that they be listed on the Auto Insurance policy as an additional insured. We have found markets that no problem with this.

Rental Car

Do you let customers drive your car while theirs is being repaired? Do you have an auto rental business? Contact us for insurance.

Retail Delivery

Snack Food Vendors

There are very special commercial packages available to cake, cookie, bread and chip vendors. Call us to see if you may qualify for savings and unique programs.

Towing

We can do tow trucks for all most any commercial endeavor including towing for hire. (AAA)

Wholesale

What? You didn't find your business here? You should still give us a call for your stand alone commercial auto coverage. 800.721.1111

Why do I need commercial auto insurance? ^Top

This is a good question. Keeping in mind that you never want to give your insurer a reason to deny your claim, increase your rates, or accuse you of insurance fraud because of making a false statement on your application. (Your personal policy applications includes a question as to the use of your vehicle.) When you use your auto for business purposes you add some unique liability exposures, not all of which can be answered just by buying business auto coverage. Here are some examples:

You are a contracted to do installations for a retailer, building supply store or general contractor. They require that you list them as an additional insured on your auto policy. (This extends liability to them from your auto policy.) We are not aware of any company that will do this is a personal auto policy.

You transport other people's property. In the case that you do this for another company they should ask that they be named as an additional insured for liability.

All prices, programs, features, underwriting, offers, representations and companies shown in this site are subject to change without notice. We may add or discontinue a company or program or an insurer may change underwriting criteria or product line availability without notice to us. With the insurance industry constantly changing we may not be able to keep the site up with the latest information. For the up to date info please contact us. All insurance applications are always subject to current underwriting rules, acceptance of the insurer and adequate premium paid.